About Us

​

These Terms & Conditions govern the use of the services provided by Meridian Debt Recovery ("we", "us", "our"). We provide commercial debt recovery and related administrative services within England and Wales.

We are not a firm of solicitors and do not provide legal advice.

​​

Scope of Services

​

We may provide one or more of the following services:

• Commercial debt recovery and negotiation

• Pre-legal correspondence

• Tracing and debtor contact

• Case assessment and escalation preparation

• Liaison with third-party legal professionals where required

Submission of a case does not guarantee acceptance or recovery.

​​

No Guarantee of Recovery

​

All recovery actions are undertaken on a best‑endeavours basis. No guarantee, warranty, or assurance is given that any debt will be recovered in full or at all.

​

Client Responsibilities

​

You confirm that:

• The debt aware is valid, lawful, and accurately represented

• You have the legal right to pursue the debt

• All information and documents provided are true and correct

We reserve the right to withdraw from any case if misleading or unlawful information is identified.

​

​

Fees & Payment

​

Fees are agreed prior to instruction and may include:

• Fixed fees

• Commission‑based recovery fees

• Administrative or escalation charges

All fees are payable in accordance with agreed terms.

​

​

Limitation of Liability

​

Our liability is limited to the amount of fees paid for the relevant service. We are not liable for indirect or consequential losses.

​

​

Termination

​

We reserve the right to decline or terminate any instruction at our discretion.

​

​

Governing Law

​

These Terms are governed by the laws of England and Wales.